Home Loan Repayment Calculator
Calculate your monthly home loan repayments, total interest, and loan costs with our free calculator.
Home Loan Repayment Calculator
Enter your loan details
Extra repayments
Why make extra repayments?
Even small extra payments each month can significantly reduce your loan term and total interest paid. Enter an amount above to see your potential savings.
Click to see your results
Monthly
Fortnightly
Weekly
Based on 5.5% p.a. over 30 years (P&I). Repayments are indicative only.
Note: This calculator is intended for illustrative purposes only and does not constitute financial advice. Results are estimates based on the information provided and do not account for fees, government charges, lenders mortgage insurance (LMI), or changes in interest rates. Please consult a licensed mortgage broker or financial adviser about your specific circumstances.
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Calculator guide
Estimating your home loan repayments
Monthly repayments depend on loan amount, interest rate, and loan term. This calculator shows principal-and-interest repayments — the most common structure for owner-occupier loans.
Making fortnightly repayments or adding extra payments can reduce total interest paid over the life of the loan. Compare scenarios with our fortnightly repayments calculator.
Results are estimates only and may differ from a lender's formal assessment.
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