Property development — FinConnex development finance

Development Loans

Competitive development loans with fast approvals and flexible terms.

Development Loans

Flexible financing solutions for property developers to fund land, construction, and renovation projects efficiently.

Construction & Development Finance

Construction & Development Finance

Access funding for land acquisition, construction, or renovation projects with flexible drawdown options.

Tailored Repayment Structures

Tailored Repayment Structures

Choose loan terms that match your project milestones and cash flow, including interest-only or staged repayments.

Expert Project Support

Expert Project Support

Our finance specialists guide you through approvals, compliance, and disbursement for a smooth development process.

Development project financing
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Competitive Development Rates

Structured for project finance

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Quick Project Approval

Fast drawdowns for your development

Finance Your Next Development Project

Learn how development finance works, from land acquisition through to construction completion and exit strategies.

Development Feasibility Calculator

Run a quick viability check on your development project before speaking with our team.

Total project cost

$2,300,000

Gross sales value

$2,600,000

Gross profit

$300,000

Profit margin

11.5%

For a detailed feasibility analysis and funding assessment, book a free consultation.

Client Testimonials

Iroj Maharjan

Iroj Maharjan

Customer

I and my wife had an exceptional experience working with Finconnex throughout our home and land package journey. From the initial consultation to the final approval of our home loan, the entire process was handled with utmost professionalism, transparency, and efficiency. A special thanks goes to Mr. Bishnu Prasad Aryal, the Director and Credit Advisor, whose expertise and guidance were instrumental in navigating the complexities of the loan application. His clear communication, personalised advice, and dedication to ensuring the best outcomes truly stood out. I would also like to sincerely thank Mr. Samip Tiwari, the Loan Officer, for his continuous support and proactive approach. Samip was always approachable and responsive, whether it was a weekday or weekend, answering my questions and guiding me through every step of the process with patience and clarity. Not limited to his professionalism, he was too friendly in any aspect. @Finconnex and @Bishnu you got a hard working with talent in your office. What truly sets Finconnex apart is their client-first approach—offering multiple free consultations, staying available any day of the week, and ensuring all aspects of the mortgage process were stress-free and tailored to my needs. Their attention to detail, knowledge of the lending landscape, and ability to secure the right loan product made a significant difference. I would strongly recommend Finconnex to anyone in Australia looking for a reliable, experienced, and trustworthy mortgage broker. Whether you’re a first-time homebuyer or refinancing or investor, Finconnex delivers results with professionalism and integrity. Thank you once again to Bishnu, Samip, and the Finconnex team for making our homeownership dream a reality!

Prakash Bastola (Kash)

Prakash Bastola (Kash)

Customer

Huge thanks to Anil Adhikari and the Finconnex team for going above and beyond to land an amazing deal on my recent purchase; land and new build. Your support, patience, and dedication made the whole process so much smoother, I couldn’t have asked for a better broker and mate. Highly recommended!!

Joyce Tan

Joyce Tan

Customer

Thank you Bishnu and the team for being so patient with us. Buying an off the plan property was very stressful for us since interest rate wes very different from when we sign our contract. Bishnu worked very hard for every bump in the road we encountered, we almost not get the amount we need but managed to get us our loan amount. Doing 4 pre approval during the course and he always make sure we have one and we are ready to settle anytime. Appreciate all your hard work!

Michelle Cao

Michelle Cao

Customer

The most patient broker. Bish helped my buyer getting a financier for a boarding house. It’s one of the hardest loans! He just kept trying to finally get there. He also helped us obtaining an urgent loan in 2 weeks time from application to settlement. Highly recommend!

Roman Karki

Roman Karki

Customer

We had an outstanding experience with the Finconnex Team, especially Chunna Chettri, for successfully handling our land and house loan settlement. From the very beginning, Chunna was incredibly professional, knowledgeable, and supportive throughout the entire process. He guided us step by step, made everything easy to understand, and ensured that everything was completed smoothly and on time. His communication was excellent, always keeping us informed and responding promptly to any queries we had. The whole Finconnex team demonstrated true dedication and commitment, making what could have been a stressful process feel simple and hassle-free. We are extremely grateful for their hard work and highly recommend Finconnex and Chunna Chettri to anyone looking for reliable and trustworthy mortgage and loan services. Thank you once again for making our dream a reality! Highly Recommended.

Frequently Asked Questions

Development finance funds residential subdivisions, apartment buildings, townhouse developments, commercial projects, and mixed-use developments. It covers land acquisition (if not already owned), construction costs, professional fees, and sometimes holding costs during development.

Typically as progressive drawdowns aligned with construction milestones (planning approval, slab, frame, lock-up, completion). Interest is capitalized during construction (added to the loan) and repaid from sales or refinancing upon completion. Loans are usually 12-36 months.

Developers typically need 20-30% of total project costs (land plus construction) as equity. First-time developers may need 30-40%. This can be contributed as cash, existing land equity, or mezzanine finance. The more experience you have, the lower the equity requirement.

Most lenders prefer developers with proven track records. First-time developers face stricter scrutiny, higher equity requirements, and may need to engage experienced project managers or joint venture partners. Some lenders specialize in first-time developer loans with additional safeguards.

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