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Split Loan Calculator

Compare fixed and variable rate splits to find the optimal strategy for your home loan repayments.

Split Loan Repayments


Enter your loan details


Total loan amount
$
Loan term
years
Fixed interest rate
%
Variable interest rate
%

Set your split ratio


Fixed portion

Percentage of the loan on a fixed rate.

%
50% Fixed
50% Variable
Fixed: $0Variable: $0

Quick select

Split vs. all variable


Split loanAll variable
Monthly repayment$0.00$0.00
Total interest$0$0
Total monthly repayment$0.00

Fixed repayment

$0.00

/ month

Variable repayment

$0.00

/ month

Total interest

$0

vs. All Variable

+$0
Fixed interest ($0) Variable interest ($0)

Enter your loan details above to see your split repayments.

Note: Results are indicative estimates based on your inputs. Variable rates may change over the life of the loan. Fixed rate comparisons assume the rate remains constant. Always confirm with your lender or mortgage broker before making financial decisions.

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Select Interest Type