Split Loan Calculator
Compare fixed and variable rate splits to find the optimal strategy for your home loan repayments.
Split Loan Repayments
Fixed and variable portions are amortised over the same loan term (P&I). When the fixed-rate period ends, the fixed portion's balance reprices to the variable rate for the remaining term. Home loan repayment calculator
1. Your details
Amount still to pay ($) vs. Time (years)
Enter your details and click Calculate to view the chart
2. Results
Click Calculate to see your split loan repayments and comparison.
Note: Results are indicative estimates based on your inputs. Variable rates may change over the life of the loan. This model assumes the variable rate stays constant and that, after the fixed period, the outstanding fixed balance reprices to the current variable rate for the remaining term. Always confirm with your lender or mortgage broker before making financial decisions.
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