Competitive investment loans with fast approvals and flexible terms.
Secure the right financing to grow your property investments with competitive rates and flexible loan options tailored for investors.
Access investment loan solutions designed to help you expand and manage your property portfolio effectively.
Choose from interest-only or principal and interest options tailored for property investors.
Take advantage of competitive rates and expert advice to make the most of your property investment.
Rental Income
Generate passive income
Flexible Terms
Investor-friendly options
Understand investment loan strategies, interest-only options, and how to maximise the return on your property investments.
For a $700K loan at 6.5%: IO monthly ≈ $3,792 vs P&I monthly ≈ $4,425.
The interest component is generally tax-deductible for investment properties. Adjust the inputs below to compare your scenario.
Interest only (monthly)
$3,791.67
P&I (monthly, 30 yr)
$4,424.48
Monthly difference
$632.81
Luke Hawkins
Customer
“Bishnu and his team did an outstanding job financing my latest investment property. They were attentive, supportive, and highly responsive throughout the entire process, delivering a truly professional result. I’m extremely happy with the experience and would highly recommend them. ”
R Carino
Customer
“We had a fantastic experience with Finconnex during our recent investment property purchase. The loan application process was smooth and straightforward, thanks to their professionalism and clear communication.”
Mahesh Pyatha
Customer
“I had the pleasure of working with Pawan Regmi to apply for my investment home loan, and I couldn't be happier with the support I received. My situation required applying for the loan three times, and throughout the entire process, Pawan was amazing.”
Pravin Lamichhane
Customer
“We had a fantastic experience working with Bishnu and Akshay at Finconnex. Both were highly professional, knowledgeable, and incredibly easy to deal with throughout the entire process. Their expertise and approachable nature made everything smooth and stress-free. We highly recommend their services. ”
Rajan Bhurtel
Customer
“We had a fantastic experience working with Bishnu and Samip at Finconnex. Both are highly professional, knowledgeable, and incredibly easy to deal with. They made the entire process smooth from start to finish”
Dinkar Sigdel
Customer
“The Finconnex team provided outstanding service in organising both my investment and home loans. Special thanks to Bishnu Jee, Akshay Jee, and Samip Jee for their dedicated support. I highly recommend their services.”
Did you know?
Did you know you can purchase investment property through your SMSF (Self-Managed Super Fund)? We specialise in SMSF lending and can help you build retirement wealth through property.
Learn About SMSF LoansInvestment loans typically have higher interest rates, stricter lending criteria, and may require larger deposits (usually 10-20%). However, they offer tax benefits like negative gearing and depreciation deductions that owner-occupier loans don't provide.
Negative gearing occurs when your rental income is less than your property expenses (loan interest, maintenance, management fees). This loss can be deducted from your other taxable income, reducing your overall tax liability. It's a common strategy for property investors.
Yes, many investors use the equity in their existing property as a deposit for an investment property. Lenders typically allow you to borrow up to 80% of your home's value minus your current loan balance. This avoids saving a cash deposit.
Interest-only loans require you to pay only the interest for a set period (usually 5-10 years), keeping repayments lower and maximizing tax deductions. After the interest-only period, repayments revert to principal and interest, significantly increasing the amount.
Ready to take the first step? Free no-obligation mortgage assessment.
Competitive investment loans with fast approvals and flexible terms.
Secure the right financing to grow your property investments with competitive rates and flexible loan options tailored for investors.
Access investment loan solutions designed to help you expand and manage your property portfolio effectively.
Choose from interest-only or principal and interest options tailored for property investors.
Take advantage of competitive rates and expert advice to make the most of your property investment.
Rental Income
Generate passive income
Flexible Terms
Investor-friendly options
Understand investment loan strategies, interest-only options, and how to maximise the return on your property investments.
For a $700K loan at 6.5%: IO monthly ≈ $3,792 vs P&I monthly ≈ $4,425.
The interest component is generally tax-deductible for investment properties. Adjust the inputs below to compare your scenario.
Interest only (monthly)
$3,791.67
P&I (monthly, 30 yr)
$4,424.48
Monthly difference
$632.81
Luke Hawkins
Customer
“Bishnu and his team did an outstanding job financing my latest investment property. They were attentive, supportive, and highly responsive throughout the entire process, delivering a truly professional result. I’m extremely happy with the experience and would highly recommend them. ”
R Carino
Customer
“We had a fantastic experience with Finconnex during our recent investment property purchase. The loan application process was smooth and straightforward, thanks to their professionalism and clear communication.”
Mahesh Pyatha
Customer
“I had the pleasure of working with Pawan Regmi to apply for my investment home loan, and I couldn't be happier with the support I received. My situation required applying for the loan three times, and throughout the entire process, Pawan was amazing.”
Pravin Lamichhane
Customer
“We had a fantastic experience working with Bishnu and Akshay at Finconnex. Both were highly professional, knowledgeable, and incredibly easy to deal with throughout the entire process. Their expertise and approachable nature made everything smooth and stress-free. We highly recommend their services. ”
Rajan Bhurtel
Customer
“We had a fantastic experience working with Bishnu and Samip at Finconnex. Both are highly professional, knowledgeable, and incredibly easy to deal with. They made the entire process smooth from start to finish”
Dinkar Sigdel
Customer
“The Finconnex team provided outstanding service in organising both my investment and home loans. Special thanks to Bishnu Jee, Akshay Jee, and Samip Jee for their dedicated support. I highly recommend their services.”
Did you know?
Did you know you can purchase investment property through your SMSF (Self-Managed Super Fund)? We specialise in SMSF lending and can help you build retirement wealth through property.
Learn About SMSF LoansInvestment loans typically have higher interest rates, stricter lending criteria, and may require larger deposits (usually 10-20%). However, they offer tax benefits like negative gearing and depreciation deductions that owner-occupier loans don't provide.
Negative gearing occurs when your rental income is less than your property expenses (loan interest, maintenance, management fees). This loss can be deducted from your other taxable income, reducing your overall tax liability. It's a common strategy for property investors.
Yes, many investors use the equity in their existing property as a deposit for an investment property. Lenders typically allow you to borrow up to 80% of your home's value minus your current loan balance. This avoids saving a cash deposit.
Interest-only loans require you to pay only the interest for a set period (usually 5-10 years), keeping repayments lower and maximizing tax deductions. After the interest-only period, repayments revert to principal and interest, significantly increasing the amount.
Ready to take the first step? Free no-obligation mortgage assessment.