Stamp Duty Calculator
Calculate stamp duty, first home buyer concessions, FHOG grants, and upfront costs — verified June 2026 for all states and territories.
Stamp Duty Calculator
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🎉 Great news — you could save $25,912.00 upfront!
✓ Full stamp duty exemption in NSW
Total upfront costs
$351.40
Stamp duty + registry fees
Fee breakdown
You pay
$351.40
Total saved
$25,912.00
Savings chart
Your savings journey
How concessions and grants reduce what you pay upfront
Registry fees use 2025-26 schedules. Transfer registration and mortgage registration fees are separate from stamp duty and are not covered by stamp duty exemptions.
Figures verified June 2026. Estimates are indicative only — confirm with your state revenue office or a licensed conveyancer. First home buyer guide
Extra Information
Stamp duty concessions in NSW
First home buyers pay no stamp duty on new or established homes up to $800,000, with concessional rates between $800,001 and $1,000,000 (rates updated 1 July 2025). Vacant land is exempt up to $350,000 with concessional rates to $450,000. One dollar above an exemption threshold can cost thousands — set your price ceiling where possible.
How much is the First Home Owner Grant NSW?
The NSW FHOG is $10,000 for eligible first home buyers purchasing or building a new home (cap $600,000) or vacant land to build (cap $750,000). Established homes are not eligible. You must move in within 12 months of settlement.
More information on the NSW First Home Owner GrantState / Territorial Revenue Web Sites
Opens Revenue NSW — official source for stamp duty, grants, and concessions in NSW.
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