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Reverse Mortgage Calculator

Calculate how much equity you can release from your home using a reverse mortgage.

Reverse Mortgage Calculator


Property & personal details


Property value
$
Your age

Must be 60+ to qualify for a reverse mortgage.

years
Existing mortgage

Outstanding balance on any current home loan.

$

Rates & projection


Interest rate

Reverse mortgage rates are typically higher than standard home loans.

%
Property growth

Expected annual property value growth rate.

% p.a.
Projection period

How many years to project the loan balance forward.

years

Age-based max LVR


AgeMax LVRMax on $750k
60–6415%
65–6920%
70–7425%
75–7930%
80–8435%
85+40%
Maximum borrowing amount$0.00

Available Equity

$0.00

Monthly Income

$0.00

/ month option

Projected Loan

$0.00

after yrs

Remaining Equity

$0.00

projected

Projected loan balance Remaining equity Unallocated

Enter your property value and age (60+) above to see your results.

Note: Results are indicative estimates only based on ASIC-aligned age-based LVR guidelines. Actual borrowing limits, interest rates, and projections will vary by lender. All reverse mortgages in Australia include a no-negative-equity guarantee. Consult a licensed financial adviser or mortgage broker before proceeding.

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