1
Consultation
We discuss your goals, borrowing capacity, and financial position.
Buy Your First Home With Confidence
Compare home loan options from 75+ Australian lenders, explore low deposit solutions, and get expert guidance from application to settlement.
First Home Buyer Loans
Helping you take the first step toward owning your dream home with flexible loan solutions.
Low Deposit Options
Start your home ownership journey with flexible deposit options designed for first home buyers.
Government Support
Access government grants and schemes available to eligible first home buyers.
Simple Approval Process
Fast pre-approval and expert guidance to help you secure your first home loan confidently.
Fast Pre-Approval
24-48h Turnaround
Simple And Quick
Loan Process
2
Loan Comparison
We analyze 75+ lenders to find the structure and rate that fits you.
4
Settlement
The final step where funds are transferred and your journey completes.
3
Approval
We handle the paperwork and liaise with lenders for a swift approval.
Government Support
Schemes and concessions that may help eligible first home buyers get started sooner.
First Home Guarantee
May allow eligible buyers to purchase with a 5% deposit without LMI.
First Home Owner Grant
State-based grants may be available for eligible first home buyers up to $50,000.
Stamp Duty Concessions
Reduced or waived stamp duty may apply depending on your state and property price up to 1.5M Australian Dollars.
Low Deposit Options
We compare lenders and government schemes to help you find finance options that suit your deposit—even from as little as 2% for eligible buyers.
Not Sure How Much You Could Borrow?
Before you start looking at properties, estimate your borrowing power in under 2 minutes.
Why Choose Finconnex for Your First Home Loan?
A partner for every step of your journey.
We combine deep lending relationships, data-led strategies and personalised service to help you achieve your property goals with confidence.
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Leading Lenders
At your fingertips
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Google Rating
From 0+ reviews
$0M+
Loans Secured
Across Australia
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Australian Families
Helped and counting
0+
Leading Lenders
At your fingertips
$0M+
Loans Secured
Across Australia
0+
Australian Families
Helped and counting
Compare and save on your mortgage
See options from over 75+ lenders, including the big four banks. Our mortgage brokers compare rates, policies and features across our lender panel to help you find the loan that's right for you.
Real Client Success Stories
Suby George
Sydney, NSW
We helped a Sydney couple purchase their first home with a 5% deposit through an eligible government scheme. Bishnu explained every step clearly and made the process feel manageable.
Hannah Nissen-Ellison
Western Sydney, NSW
Pre-approval gave us a clear budget before we started inspecting. The team was professional, friendly, and kept us informed from application through to settlement.
Lucas Turvey
NSW
From first enquiry to keys, communication was prompt and transparent. Finconnex compared lenders and helped us secure finance with confidence.
Christi Kluge
NSW
As a first home buyer I knew nothing — every question was answered quickly and clearly. The team made the whole process feel straightforward.
Madan Koirala
Sydney, NSW
Finconnex helped us understand our options and secure finance with a deposit we thought might not be enough. Highly recommend for first timers.
Reena Stha
NSW
From pre-approval to settlement, communication was excellent. We always knew what was happening and felt supported every step of the way.
Free Guides & Resources
Download free guides to help you make informed finance decisions.
Swipe to explore guides
Frequently Asked Questions
Your borrowing power depends on your income, expenses, deposit, and existing debts. We assess your situation and compare lenders to estimate what you may qualify for — often before you start house hunting. Use our borrowing power calculator or book a free assessment for personalised advice.
Many first home buyers start with 5–20% of the purchase price. With government schemes, some eligible buyers can purchase with as little as 5% without paying LMI. We’ll help you understand what applies to your situation.
Yes — if you meet eligibility criteria for schemes like the First Home Guarantee. We compare lenders and schemes to see if a low-deposit path is realistic for you.
Eligibility depends on your citizenship, property price, location, and whether you’ve owned property before. We’ll walk you through grants, stamp duty concessions, and guarantee schemes that may apply.
Pre-approval can often be arranged within a few business days once we have your documents. Full approval timing depends on the property and lender requirements.
Ready to Buy Your First Home?
Let's make a plan together.
Book your free assessment and we'll explain your borrowing power, compare lenders and guide you through every step.