Remaining Balance Calculator
Remaining Balance Calculator
Enter your loan details
How it works
This calculator shows how much of your home loan you still owe after making regular repayments over a period of time.
Principal & Interest loans reduce your balance with every repayment. Early repayments are mostly interest — principal reduction accelerates over time.
Interest Only loans keep your balance unchanged for the interest-only period. The full principal remains owing when you switch to P&I.
Monthly Repayment
Principal Paid
Interest Paid
Time Remaining
Enter your loan details above to see your remaining balance.
Note: Results are indicative estimates based on standard amortisation calculations and your inputs. Actual remaining balance may differ due to payment timing, rounding, fees, or lender-specific calculation methods. Always check your current balance directly with your lender.
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