Compare car finance from 75+ lenders before you visit the dealership. Free eligibility check, fast approvals, and no dealer markup.
Vehicle Brands We Finance
Whether you're buying a new or used vehicle, we can help arrange finance for many of Australia's most popular brands. From everyday family cars to premium European vehicles, we'll help you compare suitable finance options.
The comparison that matters
Dealer finance is convenient — but convenient isn't the same as competitive. Here's the actual difference.
A broker who compares before you buy.
We combine access to 75+ lenders, fast pre-approvals and personalised advice to help you finance your next vehicle with confidence.
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Leading Lenders
At your fingertips
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Google Rating
From 0+ reviews
$0M+
Loans Secured
Across Australia
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Australian Families
Helped and counting
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Leading Lenders
At your fingertips
$0M+
Loans Secured
Across Australia
0+
Australian Families
Helped and counting
See options from over 75+ lenders, including major banks and specialist non-bank providers. Our brokers compare rates, terms and features across our panel to help you find the car loan that's right for you.
Finance available for
Rates & Comparison Rates Explained
The interest rate isn't the whole story. Establishment fees, ongoing charges and loan structure can all affect what you actually pay. That's why comparing the comparison rate is often a better way to evaluate your options.
Typical Rate
7.5%–12%+
Typical Rate
6.5%–9.9%
Typical Rate
5.6%–9.9%
Typical market ranges only. Actual rates depend on your credit profile, lender assessment and loan structure.
Use our car loan calculator to help estimate your repayments.
Click Calculate to see your results
Enter your name, email and phone to unlock your personalised repayment estimate.
Note: The information provided by the calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and it is advised that you consult with a finance broker about your specific situation.
See what our clients say about their experience with Finconnex.
Finance Options
Choose the right finance for your vehicle.
Our expert brokers are standing by to help you compare 75+ lenders and recommend the right vehicle finance structure for your goals.
How it works
Loan amount, vehicle type, and whether it's for personal or business use.
One credit enquiry, checked against multiple lenders' current rates and appetite.
A clear rate and borrowing figure in hand — before you commit to any vehicle.
We manage the paperwork with the lender through to settlement on your vehicle.
As of mid-2026, secured car loan rates for borrowers with strong credit typically sit in the high-5% to mid-7% p.a. range, while the broader market average across all credit profiles is closer to 8–9% p.a. Rates below 6% are usually reserved for excellent credit or eligible EVs. The comparison rate matters more than the advertised rate, since it folds in fees.
Dealership finance can be fast and convenient, but the dealer is typically paid a commission that can be built into your rate. A broker submits one application across a panel of lenders, protecting your credit file from multiple hard enquiries and giving you a genuine rate comparison.
Many lenders will finance 100% of the vehicle price for buyers with strong credit and stable income. A deposit of 10–20% typically improves your rate and lowers your repayment, since it reduces the lender's risk.
Yes. Self-employed borrowers can access car finance through low-doc style assessment — recent BAS statements, accountant confirmation or bank statements in place of standard payslips, depending on the lender.
Get your rate
Share a few details and we'll come back with panel options, usually within one business day.
