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Commercial Loans

Competitive commercial loans with fast approvals and flexible terms.

Commercial Loans

Flexible commercial finance solutions designed to help businesses purchase, refinance, or develop commercial properties.

Business Property Finance

Business Property Finance

Secure funding to purchase or expand your commercial property such as offices, retail spaces, or warehouses.

Flexible Loan Structures

Flexible Loan Structures

Choose from a range of flexible loan options designed to suit different business and investment needs.

Expert Lending Support

Expert Lending Support

Our finance specialists guide you through the commercial loan process to ensure smooth approval and settlement.

Commercial property financing
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Competitive Commercial Rates

Tailored for businesses

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Streamlined Approval

Fast commercial finance process

Finance Your Commercial Property

From offices to retail spaces, understand how commercial loans differ from residential and what lenders look for.

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Client Testimonials

Sanjeev Thapa

Sanjeev Thapa

"I am incredibly impressed with the services provided by Finconnex. They played a crucial role in securing our home loan, investment loan for a complex company structure, and various car loans for both business and personal use. The team at Finconnex is exceptional and highly experienced. They navigated the complexities of our financial needs with ease and professionalism. Their deep understanding of the financial landscape and attention to detail ensured that we received the best possible rates and terms for our loans. What sets Finconnex apart is their dedication to client satisfaction. They were always available to answer our questions and provide guidance throughout the entire process. Their expertise and commitment to excellence have made a significant positive impact on our financial well-being. I highly recommend Finconnex to anyone in need of financial services."

Prabin Malbul

Prabin Malbul

"I have always worked with FINCONNEX for all my financial needs, as usual recently got help from SAMIP sir and BISHNU sir to settle an SMSF loan, and I couldn't be more impressed with the level of service and expertise provided. SMSF lending can be quite complex and daunting but Samip sir made the process smooth and stress free from start to finish. Finconnex demonstrated in depth knowledge of SMSF loan structure and compliance requirements, clearly explaining each step and ensuring everything was handled correctly. Thank you SAMIP sir from FINCONNEX the settlement was completed efficiently and with confidence. I highly recommend FINCONNEX for all your financial jobs, home loans, personal loans, business loans, education loans and etc."

Zohra Ali

Zohra Ali

"I had a fantastic experience with Bishnu. He helped us get our first SMSF purchase loan settled. He was responsive and on top of everything. I am very grateful for the effort put in by his team to get this transaction settled smoothly. Would definitely recommend and work with him again."

Mohammad Mhana

Mohammad Mhana

"I want to thank Bish and Sam. You guys are great and thank you for helping me out with my SMSF loan approval. Without both of your hard work and your professionalism I won't be able to purchase a property. You both will be highly recommended to my friends and family. Thank you again."

R Carino

R Carino

"We had a fantastic experience with Finconnex during our recent investment property purchase. The loan application process was smooth and straightforward, thanks to their professionalism and clear communication. A special thank you to Bishnu and Pawan, who guided us every step of the way and made the entire process easy and stress-free. We truly appreciate his dedication and expertise. Highly recommended for anyone looking for reliable financial assistance!"

Samir Basnet

Samir Basnet

"Finconnex stands out as one of the best mortgage broker offices in Australia. The staff are incredibly friendly and always ready to provide proper, personalized advice. They guide you through the mortgage process with professionalism and expertise, ensuring you feel supported and informed every step of the way. Their commitment to customer satisfaction is evident in their attention to detail and the tailored solutions they offer. If you're looking for a reliable mortgage broker who truly cares about your financial well-being, I highly recommend Finconnex."

Frequently Asked Questions

Commercial loans finance: office buildings, retail shops, warehouses, industrial properties, factories, medical centers, childcare facilities, and mixed-use developments. Residential properties with commercial zoning or 5+ units may also qualify under commercial lending criteria.

Commercial loans typically have shorter terms (15-25 years vs. 30 years), higher interest rates, lower LVRs (usually 60-75%), and require larger deposits. They often have balloon payments or require refinancing at the end of the term rather than full amortization.

Most commercial loans require 25-30% deposit (70-75% LVR). Some lenders may offer up to 80% LVR for strong applicants or prime properties, but this often requires additional security or higher rates. Riskier properties or locations may require 35-40% deposits.

Lenders focus heavily on the property's ability to generate income. They analyze: current and projected rental income, lease terms and tenant quality, property operating expenses, and the borrower's overall financial position. Debt service coverage ratio (DSCR) is a key metric.

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