Investment Loans
Competitive investment loans with fast approvals and flexible terms.
Investment Property Loans
Secure the right financing to grow your property investments with competitive rates and flexible loan options tailored for investors.
Grow Your Property Portfolio
Access investment loan solutions designed to help you expand and manage your property portfolio effectively.
Flexible Loan Structures
Choose from interest-only or principal and interest options tailored for property investors.
Maximize Investment Returns
Take advantage of competitive rates and expert advice to make the most of your property investment.
Rental Income
Generate passive income
Flexible Terms
Investor-friendly options
Grow Your Property Portfolio
Understand investment loan strategies, interest-only options, and how to maximise the return on your property investments.
Client Testimonials
Luke Hawkins
"Bishnu and his team did an outstanding job financing my latest investment property. They were attentive, supportive, and highly responsive throughout the entire process, delivering a truly professional result. I’m extremely happy with the experience and would highly recommend them. "
R Carino
"We had a fantastic experience with Finconnex during our recent investment property purchase. The loan application process was smooth and straightforward, thanks to their professionalism and clear communication."
Mahesh Pyatha
"I had the pleasure of working with Pawan Regmi to apply for my investment home loan, and I couldn't be happier with the support I received. My situation required applying for the loan three times, and throughout the entire process, Pawan was amazing."
Pravin Lamichhane
"We had a fantastic experience working with Bishnu and Akshay at Finconnex. Both were highly professional, knowledgeable, and incredibly easy to deal with throughout the entire process. Their expertise and approachable nature made everything smooth and stress-free. We highly recommend their services. "
Rajan Bhurtel
"We had a fantastic experience working with Bishnu and Samip at Finconnex. Both are highly professional, knowledgeable, and incredibly easy to deal with. They made the entire process smooth from start to finish"
Dinkar Sigdel
"The Finconnex team provided outstanding service in organising both my investment and home loans. Special thanks to Bishnu Jee, Akshay Jee, and Samip Jee for their dedicated support. I highly recommend their services."
Frequently Asked
Questions
Investment loans typically have higher interest rates, stricter lending criteria, and may require larger deposits (usually 10-20%). However, they offer tax benefits like negative gearing and depreciation deductions that owner-occupier loans don't provide.
Negative gearing occurs when your rental income is less than your property expenses (loan interest, maintenance, management fees). This loss can be deducted from your other taxable income, reducing your overall tax liability. It's a common strategy for property investors.
Yes, many investors use the equity in their existing property as a deposit for an investment property. Lenders typically allow you to borrow up to 80% of your home's value minus your current loan balance. This avoids saving a cash deposit.
Interest-only loans require you to pay only the interest for a set period (usually 5-10 years), keeping repayments lower and maximizing tax deductions. After the interest-only period, repayments revert to principal and interest, significantly increasing the amount.
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