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First Home Loans

Competitive first home loans with fast approvals and flexible terms.

First Home Buyer Loans

Helping you take the first step toward owning your dream home with flexible loan solutions.

Low Deposit Options

Low Deposit Options

Start your home ownership journey with flexible deposit options designed for first home buyers.

Government Support

Government Support

Access government grants and schemes available to eligible first home buyers.

Simple Approval Process

Simple Approval Process

Fast pre-approval and expert guidance to help you secure your first home loan confidently.

First home buyers
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Competitive Rates

Starting from 5.4%*

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Fast Pre-Approval

24-48h Turnaround

Make Informed First Home Finance Decisions

A clear guide to financing your first home. Learn how loan types differ, what costs to consider, and how to choose an option that fits your budget and needs.

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Client Testimonials

Lucas Turvey

Lucas Turvey

"My partner and I recently purchased our first home with the assistance of our broker from Finconnex, and the experience was exceptional from start to finish. He demonstrated the highest level of professionalism, knowledge, and efficiency throughout the entire process. Every step was clearly explained, communication was prompt and transparent, and he ensured everything progressed smoothly and on time. What impressed us most was how effortless he made a complex process feel. His proactive approach, attention to detail, and genuine commitment to achieving the best outcome truly set him apart. Thanks to his and his team's expertise and dedication, we were able to secure our home quickly and with complete confidence. We highly recommend Finconnex to anyone seeking a reliable, professional, and results-driven mortgage broker."

Suby george

Suby george

"We had an excellent experience working with Bishnu as first-time homebuyers. He was incredibly patient, taking the time to clearly explain every question we had and guiding us through each step of the process. His support made what could have been a stressful journey feel smooth and manageable. Thank you so much, Bishnu! "

Hannah Nissen-Ellison

Hannah Nissen-Ellison

"We are so grateful to Bishnu and Pawan for helping us secure our first home. They were very knowledgeable and had a nice way of helping us through the process. All of our dealings with them were not only professional, but also friendly and it felt like we were being guided with trust and positivity. We will definitely be looking forward to doing more business with them for our next ventures. - Hannah and Bhanu."

Madan Koirala

Madan Koirala

"As a first-time home buyer, you need friends, emotional support, and baby-step coaching in addition to financial advice. This experience was incredibly successful and seamless because of Bishnu Sir and his team, who went above and above to assist me. I am incredibly appreciative of the amazing care I have received. I fervently urge everyone to begin their home loan adventure with Finconnex. Bishnu Sir and his crew were incredibly professional, humble, amiable, knowledgeable, and encouraging. They made everything possible for me. Thank you once again 🙏🙏🙏""

Reena Shrestha

Reena Shrestha

"We had a fantastic experience working with the team during the process of purchasing our first home. Buying a first home is never easy, but working with Bishnu and Akshay made this journey so much smoother. They not only provided invaluable support but also connected us with some of their friends who are real estate agents, and suggested some great properties for us. They were instrumental in helping us increase our loan amount to boost our borrowing power. When we finally found the perfect property and our loan period was about to expire, Akshay efficiently handled the situation and renewed our loan just in time. They were always there to support us, answering all our queries and making us feel stress-free and relieved. We are incredibly grateful to Bishnu and Akshay for all their support throughout this process. Thank you!"

Zohra Ali

Zohra Ali

"I had a fantastic experience with Bishnu. He helped us get our first SMSF purchase loan settled. He was responsive and on top of everything. I am very grateful for the effort put in by his team to get this transaction settled smoothly. Would definitely recommend and work with him again."

Frequently Asked Questions

Most lenders require a minimum 5% deposit, but to avoid Lender's Mortgage Insurance (LMI), you'll need 20%. Through the federal Home Guarantee Scheme, eligible buyers can purchase with just 5% deposit without paying LMI, as the government guarantees the remaining 15% .

From 1 October 2025, the scheme expanded significantly: unlimited places, no income caps, and higher property price caps (up to $1.5M in Sydney metro). You must be an Australian citizen or permanent resident, at least 18 years old, and not have owned property in Australia in the last 10 years .

Price caps vary by location. From October 2025: NSW capital city/regional centres $1.5M; Victoria $950,000; Queensland $1M; WA $850,000. Regional areas typically have lower caps. Both purchase price and property value must not exceed the cap .

For the Home Guarantee Scheme, you must move in within 6 months of settlement for existing properties. The home must remain your principal residence for at least 6 months (12 months in some jurisdictions) to maintain grant eligibility.

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