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SMSF Loans

Competitive SMSF loans with fast approvals and flexible terms.

SMSF Property Loans

Grow your retirement savings by investing in property through your Self-Managed Super Fund with specialized SMSF loan solutions.

Invest Through Your Super

Invest Through Your Super

Use your Self-Managed Super Fund (SMSF) to invest in property and grow your retirement wealth.

Compliant Loan Structures

Compliant Loan Structures

Access loan solutions designed to meet SMSF regulations while supporting your investment strategy.

Specialist SMSF Guidance

Specialist SMSF Guidance

Our experts guide you through SMSF lending requirements to help you make confident investment decisions.

SMSF property investment
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Retirement Investment

Grow wealth through property

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Long-Term Growth

Secure your future

Invest in Property Through Your SMSF

Understand the rules, risks, and benefits of using your self-managed super fund to purchase investment property.

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Client Testimonials

Zohra Ali

Zohra Ali

"I had a fantastic experience with Bishnu. He helped us get our first SMSF purchase loan settled. He was responsive and on top of everything. I am very grateful for the effort put in by his team to get this transaction settled smoothly. Would definitely recommend and work with him again."

Anil Tamrakar

Anil Tamrakar

"We can't recommend Finconnex highly enough! Their expertise in SMSF and refinancing is truly second to none. From the very start, they took the time to understand our financial goals and provided tailored advice that made the entire process smooth and stress-free. The team's (Akshay, Bishnu, Samir and others too) professionalism and attention to detail ensured that every step was handled with care, and they went above and beyond to secure the best outcome for us. Thanks to their guidance, we feel confident about our financial future. If you're looking for knowledgeable, approachable, and results-driven professionals for SMSF or refinancing, look no further – they are absolutely outstanding."

Prabin Malbul

Prabin Malbul

"I have always worked with FINCONNEX for all my financial needs, as usual recently got help from SAMIP sir and BISHNU sir to settle an SMSF loan, and I couldn't be more impressed with the level of service and expertise provided. SMSF lending can be quite complex and daunting but Samip sir made the process smooth and stress free from start to finish. Finconnex demonstrated in depth knowledge of SMSF loan structure and compliance requirements, clearly explaining each step and ensuring everything was handled correctly. Thank you SAMIP sir from FINCONNEX the settlement was completed efficiently and with confidence. I highly recommend FINCONNEX for all your financial jobs, home loans, personal loans, business loans, education loans and etc."

Kabindra Kadka

Kabindra Kadka

"I had an exceptional experience working with Samip at Finconnex. From start to finish, they demonstrated professionalism, deep industry knowledge, and a genuine commitment to helping me secure the best mortgage for my needs. They explained every step of the process in clear terms, answered all of my questions promptly, and went above and beyond to ensure everything moved smoothly—even under tight deadlines after hours for my SMSF investment property. Their responsiveness, honesty, and attention to detail made a potentially stressful experience feel manageable and even enjoyable. I truly felt like a valued client, not just a number. Thanks to Bishnu Sapkota, I'm now settled into my investment home with a great mortgage rate and peace of mind. I highly recommend Bishnu sir and Samip sir to anyone in need of expert mortgage advice and top-tier service. Five stars all the way!"

Mohammad Mhana

Mohammad Mhana

"I want to thank Bish and Sam. You guys are great and thank you for helping me out with my SMSF loan approval. Without both of your hard work and your professionalism I won't be able to purchase a property. You both will be highly recommended to my friends and family. Thank you again."

Souvik Nath

Souvik Nath

"Highly recommend Bish and his team. Getting my SMSF finance sorted without any issues. Responds to queries promptly, and I appreciate that he is very genuine and professional throughout the process. Thanks again Bish - great work!"

Frequently Asked Questions

Yes, SMSFs can borrow through a Limited Recourse Borrowing Arrangement (LRBA) to purchase residential or commercial property. The loan is limited recourse, meaning the lender can only claim the purchased asset, not other SMSF assets, if the loan defaults

SMSFs can purchase residential investment properties, commercial properties, and industrial properties. However, residential properties cannot be acquired from related parties or used by members/related parties. Commercial properties can be leased to related businesses at market rates .

SMSF loans typically require 20-30% deposit plus costs (stamp duty, legal fees). This means you need roughly 24-25% of the purchase price available in your SMSF. The deposit can come from existing superannuation balances rolled into the SMSF .

An LRBA is the legal structure allowing SMSFs to borrow. The property is held in a separate trust (bare trust) until the loan is repaid. If the SMSF defaults, the lender's recourse is limited to the property in the trust, protecting other SMSF assets .

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